1.Some Stores will refund the difference of an item drops in price soon after you purchase it. Get the Earny app or paribus app to find and claim refunds.
2. Free credit reports: – Visit Annualcreditreport.com once a year to request your score from each of the three credit reporting companies, Equifax, TransUnion and Experian
3. Reimbursed ATM fees: – Most online banks and some traditional bans will reimburse you for the fees incurred when you use another banks ATM. That can save you up to $4.68 (this is for the usA not so sure about Australian banks. Will give it a try though)
4. Mortgage magic: – A 30 year $300,000 Mortgage at 4 percent costs $1,432 a month. If you pay $716 every two weeks you can cut interest payments by $34,000 over the life of the loan
5. Get free books:- You can download nearly 60,000 public domain e-books, including many classics and favorites at gutenberg.org. Save $3 – $10 per e-book
Check prices after you buy.
Retailers often will refund the difference if a splurge item you bought goes on sale shortly after your purchase.
In the USA, sure retailers are willing and often will pleasantly do this. Australia and New Zealand Mmmmm not so much. They are not known for their happy faces when you return goods or a comparison price or even faulty goods.
In my opinion that is stupid actually because good service will always bring you back. I am sure you agree.
Is there a big Tax refund coming to you? Do you have a Tax refund of reasonable amount every year?
This year the average tax refund is $3100 which is something to look forward to, but it means you are paying too much Tax on each paycheck.
Ask your payroll people to reduce the amount of tax that they take out of your paycheck. You are obviously paying too much tax and giving your Government interest free money all year.
Your hard-earned money is better in your pocket not the Governments.