Tag Archives: Online

Small Savings – Big Fortune


1. Hire a Haggler – Companies such as BillFixers and Shrinkabill will haggle with your cable TV company or other service providers for one-third to half of your first year savings. BillFixers claims it saves clients an average of $300 per year.

 

2. Become a YouTube handy man – I have friends that use this all the time. The video’s show you how to fix the latch spring on your microwave door and that cold save you $150. It can be used for many household repairs. How and when to plant trees and that could save you killing your very expensive tree. (I have been known to do this).

 

3. Take a Driving class – Some insurers can offer up to 15% off for older drivers who take an online safety course – that’s up to  $675 over three years on a typical policy. Drive-Safely is one of the online sites

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Small Savings – Big Fortune

  1. Celebrate your birthday with free eats.  – Go Website Thrillist . This website has a list of 75 major food chains that offer free items on your special day. Benihana restaurants for example offer $30 off during your birthday month.

 

2. Buy glasses online – It can be 70 percent cheaper to buy at sites such as Zennioptical.com than at the store. That is $210 off a $300 pair of specs. AARP embers can save at EyeMed.

 

3. Get taxes done for free – AARP foundation offers a free tax preparation to people with a low to moderate incomes. Go to aarp.org/taxaide. or call 888-687-2277 – Save on average $273

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Tips for Safe Online Shopping

This was sent to me via the Trustmartk Bank and thought it was worth passing this on as I believe it to be good advice to secure your online shopping experience.

Tips for Safe Online Shopping

There is good news and bad news for consumers that shop online or use a retailer’s custom mobile application.

The good news is there are plenty of available bargains online and through a retailer’s mobile app. Shopping has never been easier or more convenient. In fact, consumers are spending more than two hours per day on mobile apps.

The bad news is shopping online or with a mobile device has risks. Unscrupulous people attempt to take advantage of unwary shoppers. In the virtual world, it can be difficult to distinguish reputable retailers from criminals. Thieves can easily set up a fraudulent website or mobile app that appears to be a legitimate business and attempt to swindle you out of your sign-in credentials or credit card information.

Shopping online and via mobile apps requires special precautions:
Use familiar websites and only download apps from trusted enterprise app stores.
Use strong passwords. A complex password can be the best security defense you have.
Use a good anti-virus and anti-malware program. It is critical that online shoppers secure their devices from viruses and other attacks.
Share payment information only with known or reputable vendors.
Use a credit card instead of a debit card. Credit cards can be the safer choice for online shopping—if someone manages to intercept your financial information online, they can do less damage, and you have more recourse than if you’d used a debit card.
Make sure the order checkout area is encrypted. Make sure the vendor uses SSL (secure socket layers) technology to encrypt information. Look for the URL that begins with “https:”; instead of “http:”.
Print or save a copy of your orders and keep it until you receive your product and verify the transaction on your monthly statement.
Buyer beware. If the offer looks too good to be true, it probably is.
Approaching online shopping with a little bit of skepticism can enable consumers to reap the benefits of convenience while limiting the exposure to security threats.

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Small Savings – Big Fortune

Before eating out look for coupons for your destination – Go to Restaurant.com.

A coupon that could cost $10 could mean $25 off your bill.  Save $15

Have your computer search for savingsJoinhoney.com – Honey is a free extension you add to your web browser. When you shop online, click on the icon and it searches for coupons. Say you are shopping for a refrigerator at Sears, Honey found a code for an extra $35 off.  Definitely worth using this App.

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Safe Online and Mobile Banking

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Safe Online and Mobile Banking

Online and mobile banking are very convenient, but they can create risks if not managed carefully. While your bank employs the highest security measures to keep your account safe, you must protect your devices, passwords, and personal details when using online and mobile banking platforms.

The following tips may help you protect and safeguard your information:
  • Never disclose passwords or other personal information in response to an email, phone call or letter purporting to be from Trustmark or another financial institution. Banks will never request this information.
  • Always use a secure internet connection to connect to your bank. Look for ‘HTTPS’ at the beginning of the address and the padlock symbol in the browser frame.
  • When banking from your desktop, type your bank’s website address into your browser instead of following a link or a bookmark, as they can be compromised.
  • When using a mobile banking app, make sure you connect over a secure network rather than a public Wi-Fi hotspot. You can also disable the Wi-Fi and switch to a cellular network. It’s always best to use the mobile banking app sanctioned by your bank.
  • Use strong passwords and PINs; use a different password and PIN for each website.
  • Ensure you have effective and updated antivirus/antispyware software and firewall running before you log in to your bank account.
  • Do not reveal your passwords or PINs to anyone else or write them down.
  • If you notice any unusual transactions in your statement, report them immediately.
  • Cancel paper statements as they are easily intercepted and read. Instead, opt-in for e-statements and/or register for mobile alerts.

 

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Did You Know – 11/30/2015

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You probably already know this but some  don’t. Research by European Journal of Applied Physiology shows that a hard workout can be salve for achy joints. It has shown that those with rheumatoid arthritis or osteoarthritis that sweated through 30 minutes of indoor cycling intervals twice a week slashed indicators of the pain causing inflammation in their blood by an average of nearly 40% after 10 weeks. They also lost weight and body fat and their stamina also improved. High intensity training releases a hormone that helps convert unhealthy white fat to calorie burning brown fat.
The University of California have also discovered a molecular switch capable of converting unhealthy white fat into healthy, energy-burning brown fat in mice. Drugs that flip this switch rapidly reduced obesity and diabetes risk factors in mice fed a high fat diet.
For those who find it impossible to exercise and are overweight this drug of the future may be the answer for them.
For me fresh air, good music and exercise is the answer.

 

 

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2. If you are eating food or having drinks with the an ingredient that has the prefix ‘Phos’  such as phosphoric acid then you should reduce the amount of intake.   According to the American Journal of Kidney diseases you should make an effort to read labels and aim to reduce the amount of this mineral in your diet. (It is used as a preservative and a flavoring agent)

They believe some phosphorous is necessary but too much can harm your bones, heart, and kidneys.

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3. 13 to 21 time the average healthy woman passes gas.

Even though many women won’t admit it, women do fart just as often as men. In fact, a study has proven that when men and women eat the exact same food, woman tend to have even more concentrated gas than men. 

Source

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4. Women who post a photo on Internet dating sites receive twice as many email messages as women who don’t. The same study found that men who reported incomes higher than $250,000 received 156% more email than those with $50,000.

‘ You think’ obviously the one that is earning $250,00 thinks his looks are not going to make it.

The online dating industry generates $1.8 billion per year and the matchmaker/dating coach business generates $260 million per year in the United States

Source

quickfacts

5. Quick Facts

Fully 17% of all families in Singapore have assets over $1,000,000. – Time Magazine, 6/25/12

In 1865, the U.S. Secret Service was first established for the specific purpose to combat the counterfeiting of money

Approximately 40% of the U.S. paper currency in circulation was counterfeit by the end of the Civil War.

Orcas (killer whales), when traveling in groups, breathe in unison

Percentage of American men who say they would marry the same woman if they had it to do all over again: 80%. 

In the U.S., over one million gallons of cosmetics, drinks, and lotions are sold that contain aloe in them per year

The expression cooked “al dente” means “to the tooth.” What this means is that the pasta should be somewhat firm, and offer some resistance to the tooth, but should also be tender

Scallops have approximately 100 eyes around the edge of its shell

The Koala bear is not really a bear, but is really related to the kangaroo and the wombat.

source

 

 

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Saving tip Today

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Budget Better

Free online tools like Mint and Level Money help you better track your spending, save money and figure out where you can make cuts

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