Tag Archives: millions

How Much Do You Take Home?

 

 

Well the Mega Millions lotto in USA has reached the jackpot of $950 million – Imagine. 

Would that amount make you happy. I certainly would give it a good try. I remember going to a financial  seminar a few years ago and the speaker was saying how money does not necessarily make you happy but – It would be better crying in the back of a Rolls-Royce than crying in the back of a VW. My grandkids of course would prefer the VW only because of the make of vehicle not the lack of money.

Anyway don’t imagine for too long as you do not get the whole $950 million so the imagining will be cut short by a few million as Uncle Sam has to get his bit.

After taxes you can take it out in one lump sum or you can pick the annuity option.

Annuity after a 24% federal tax your payment comes out to $US24,573,333 per year for 30 years. (I’m thinking “will I be around in 30 yrs?”)

The Lump sum comes to $416,936,000 (this is all calculated on winning $950 Mill)

Then there is State taxes – California and Delaware levy no tax on Lottery earnings – means more money in those states. Now if you live in New York there is an 8.82 State taxes. Annuity $2,851,800 Taxes in NY and you end up with $US21,721,533 (30  payments of you get $651,645,990. Lump sum $US368,549,480.

So depending on how you get your winnings wether it be Lump sum (then you lose apron 2/3rds depending on what State you live in) or annuity (then you lose approx  1/3rd (depending on what State you live in)

So between Uncle Sam plus the State Government taxes your winnings are basically approximately cut in half. On saying that its one heck of a lot of money. As much as I don’t approve of Governments stealing our money it would take me some time to get through that many millions (I Think)

Good Luck to Those Who Have Bought Tickets and that includes me 🎉🎉🎉

Read More on this it is interesting

 

 

 

 

 

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Did You Know – 11/16/2015

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2.What a Gosh Heart is?

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They take a pig heart, soak it in an ingredient commonly found in shampoo and wash away the cells until you’re left with a protein scaffold that is to a heart what two-by-four framing is to a house.

Then inject that ghost heart, as it’s called, with hundreds of millions of blood or bone-marrow stem cells from a person who needs a heart transplant, place it in a bioreactor–a box with artificial lungs and tubes that pump oxygen and blood into it–and wait as the ghost heart begins to mature into a new, beating human heart.

Doris Taylor, director of regenerative medicine research at the Texas Heart Institute at St. Luke’s Episcopal Hospital in Houston, has been working on this– first using rat hearts, then pig hearts and human hearts–for years.

The process is called decellularization and it is a tissue engineering technique designed to strip out the cells from a donor organ, leaving nothing but connective tissue that used to hold the cells in place.

This scaffold of connective tissue–called a “ghost organ” for its pale and almost translucent appearance–can then be reseeded with a patient’s own cells, with the goal of regenerating an organ that can be transplanted into the patient without fear of tissue rejection.

This ghost heart is ready to be injected with a transplant recipient’s stem cells so a new heart–one that won’t be rejected–can be grown.

Source

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3.  The Lockheed SR-71 Blackbird strategic reconnaissance aircraft was so fast, the designers did not even consider evasive maneuvers; the pilot was simply instructed to accelerate and out-fly any threat, including missiles. – Source

As impressive as the Lockheed SR-71 was, it had a secret older brother (the A-12) which was even faster, lighter, and had a higher service ceiling

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Chuck Yeager,

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The first man to fly faster than the speed of sound, revived his feat on October 14 2012 in an F-15 Eagle, to celebrate the 65th anniversary of breaking the sound barrier. He was 89 years old. – Source

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4. 85% of people use music to reduce their daily emotional stress.

To incorporate music into a busy life, try playing CDs in the car, or put the radio on when in the bath or shower. Take portable music with you when walking the dog, or put the stereo on instead of the TV.

Singing (or shouting) along can also be a great release of tension.  Calming music before bedtime promotes peace and relaxation and helps to induce sleep.

  • Music’s form and structure can bring order and security to disabled and distressed children. It encourages coordination and communication, so improves their quality of life.
  • Listening to music on headphones reduces stress and anxiety in hospital patients before and after surgery.
  • Music can help reduce both the sensation and distress of both chronic pain and postoperative pain.
  • Listening to music can relieve depression and increase self-esteem ratings in elderly people.
  • Making music can reduce burnout and improve mood among nursing students.
  • Music therapy significantly reduces emotional distress and boosts quality of life among adult cancer patients.

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5.  According to a study by Harvard professor David Wise and two colleagues, 46.1% of Americans die with less than $10,000 in assets.

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Natural Alternative For Inflammation – Turmeric

Tumeric to combat inflammation
Millions take non-steroidal anti-inflammatory drugs (NSAIDs) daily for arthritis and related inflammatory conditions, but are completely unaware that far safer, and at least as effective, natural alternatives already exist—and are as easily accessible and inexpensive as the spices found in your kitchen cupboard.
Human research on the health benefits of turmeric is sparse, mainly due to the lack of capital available to fund expensive clinical trials. Despite many decades of investigation as a lead drug compound, and the availability of thousands of preclinical studies indicating turmeric’s therapeutic value, few yet realize that this common kitchen spice may provide a suitable drug alternative for common health conditions.
The latest human study to clinically confirm turmeric’s medicinal value was published in the Indonesian Journal of Internal Medicine in April, 2012 and found the curcuminoid extract of turmeric was able to reduce inflammation in patients suffering from knee osteoarthritis.

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Sitting At Work For Hours Can Be As Unhealthy As Smoking

This subject I found quite interesting

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NEW YORK (CBSNewYork) — Take a stand for your health — literally.

Doctors are urging the millions of people who work at a desk all day to stand up or walk around the office.

As CBS 2′s Dr. Max Gomez reported, our couch-potato lifestyle is killing us at about the same rate as smoking.
And it’s not just sitting around at home; it’s also our sit-for-hours workdays that are part of an unhealthy sedentary lifestyle.
“Sitting is probably killing me,” said Linda Caufield, of Bay Ridge, Brooklyn.

Caufiled is right. A number of studies have shown that prolonged sitting is linked to an increased risk of heart disease, obesity, diabetes, cancer and even early death.
“Smoking certainly is a major cardiovascular risk factor, and sitting can be equivalent in many cases,” said Dr. David Coven, a cardiologist at St. Luke’s-Roosevelt Hospital Center. “The fact of being sedentary causes factors to happen in the body that are very detrimental.”

A recent study shows levels of physical activity and lower levels of sitting time were positively associated with excellent health and quality of life.
The obvious solution is to exercise more, but busy lifestyles and a common aversion to exercise make it hard to compensate for hours of sitting at a desk.

The good news, said Dr. Dermont Phelan, of the Cleveland Clinic, is “that doesn’t mean that we have to go to the gym for 30 minutes in the day. Just a brisk walk, and we don’t have to do it continuously. Even doing 10 minutes three times a day will work.”
While not an equal substitute for exercise, some doctors recommend getting up once an hour from your desk, even if it’s just to walk around briefly or go to the bathroom. Some people have even started using combination treadmill desks at work — anything that contracts our muscles and gets blood flowing.

“It dampens down inflammation,” Phelan explained. “It dampens down the risk of depositing plaque in the coronary arteries.”

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Billions Wasted: – Money For Nothing

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Do Gift Cards Make Sense When So Many Go Unused?

Apparently, according to the article from ‘Time – Business and Money retailers love it when you buy gift cards ,because millions of them are not cashed in. Its what you call’Money For Nothing’.
Christmas time is probably a time which is the worst as how many get lost amongst the wrapping and get thrown out. Me personally – love them. As For some, it seems like a gift with not much thought or love attached and kinda gets disregarded. Shame on you I say, as to me it is a good excuse to go spend it on that ‘something’ that you normally regard as extravagant or you really really want but could not afford it.

Anyway it is a good article and well worth the read

This is an article well worth reading Billions Wasted: Do Gift Cards Make Sense When So Many Go Unused?.

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