Tag Archives: living

Great Reading for Christmas

Two great books as gifts for Christmas

eobook-mockup

This of course is my book ‘Living better on less’  which I believe to have some great tips and a good Christmas present.

 

simply-fantastic-300x300

Just click on books to go to Amazon

Leave a comment

Filed under Articles

Stretch your dollars — Get rid of Your Debt

Debt-Free

 

It does not matter where you live. Credit card debt can be one of the most difficult things to overcome in trying to get ahead financially. Having a high balance on your cards will hurt your credit score, and it can be extremely challenging to break the spending habits that got you into debt in the first place.

Thankfully poor credit is not the end of the world—  There are some credit cards for people with bad credit — but it can make your finances more challenging. Not advisable unless it is totally necessary it costs.

One of the best ways to improve your credit while tackling debt is to prioritize making payments on time and reducing spending, so you can chip away at your credit card debt rather than add to it.

Paying off your credit card debt may also help you save money. The sooner you pay it off, the less you’re going to pay in interest and can save over time.  We all  kinda know that,  but sometimes we need to reminded of the advantages of getting rid of that debt. Its like a load off your shoulders.

Source

More info in Simply Fantastic – Living better on less

Leave a comment

Filed under Articles

11 States Where $1 Goes the Farthest

1470840624524

This is a report from USA today which I thought quite interesting. Note Texas is not mentioned.

The Bureau of Economic Analysis, which published in July its report for 2014 prices for household consumption across the country. Your dollar will go a lot farther — 30% farther, in fact — in states like Mississippi and Arkansas THAN say Washington, D.C., and Hawaii.
This of course is 2 years ago, there may be a few changes but basically it gives you an idea of where it would be cheaper to live. If you want to move.

The states where your dollar (rounded to the nearest cent) is worth the most are:

1. Mississippi ($1.15)

2. Arkansas ($1.14)

3. Alabama ($1.14)

4. South Dakota ($1.14)

5. Kentucky ($1.13)

6. West Virginia ($1.12)

7. Ohio ($1.12)

8. Missouri ($1.12)

9. Oklahoma ($1.11)

10. Tennessee ($1.11)

11. Iowa ($1.11)

The cost of living in 35 states was below the national average.
The areas where your dollar is worth the least are the District of Columbia (85 cents), Hawaii (86 cents), New York (86 cents), New Jersey (87 cents), and California (89 cents).

Source

Leave a comment

Filed under Articles

Did You Know – 08/15/2016

 

Happy Birthday Jamin. Fishing and relaxing with a Dark and Stormy Drink

Happy Birthday Jamin. Fishing and relaxing with a Dark and Stormy Drink

1.That it is my Son Jamin’s Birthday today. It is also our good friend Tim’s Birthday.Hope they both have a wonderful day.

Happy Birthday To our 'Awesome' Tim.

Happy Birthday To our ‘Awesome’ Tim.

 

 

1009618-10151466340876524-370007487-o_54_990x660_201404241848

2. The Rules to get the best seafood.

a. Buy low – Slash toxin exposure by buying seafood low on the food chain: scallops, oysters, shrimp and anchovies, catfish, clams, pollock, sardines, salmon squid and Tilapia.

b. To minimize mercury avoid predatory fish like: Shark, Marlin, Swordfish, Tilefish, Ahi, and bigeye tun, King mackerel and orange roughy.

c. Pick long living species like bluefish, albacore, yellow fin  tuna and striped bass only occasionally.

Source:Prevention.com

 

sunscreen_on_beach

 

3.You need to  read the Ingredients of Sunscreens

Chemicals to avoid like Retinyl palmitate, a type of vitamin A found in many SPF products can speed skin Tumor growth. Oxybenzone, a chemical found in many sunscreens is not only bad for your skin it has been found to be killing coral reefs and other sea creatures. Because of sunscreen used while swimming the Oxybenzone harms the DNA of both adult coral and larval young.

Sunscreen chemicals interact with sunlight to hamper the growth of phytoplankton, causing the death of whales, fish and other species that rely on tiny plants for food.

Source : Prevention.com

run a marathon crop menthol deep coal menthol cool racerback

4. That  studies have found that runners who rinsed with minty mouthwash solution during workout  are able to go faster than those who drank an icy sports drink. Menthol can make you feel cool all over and appears to reduce feelings of dryness and thirst that can slow you down. 

Source: Scandinavian Journal of Medicine and Science in sports

 

1439910737525

5. According to the American Journal of Clinical Dermatology that there is an impressive reduction of 25% in melanoma occurrence among people who drank one to four daily cups of coffee compared with non-coffee drinkers. Various antioxidants in coffee apparently interfere with the formation of cancer via UV light

 

 

Leave a comment

Filed under Articles

Oh My How Things Change In 50 Years

This may be boring information to some, but I thought it was fascinating and amazing how much the cost of living has risen.

Cost of Living — 1962

Leave a comment

Filed under Articles

Open Your Arms To change, But Don’t Let Go Of Your Values

Dalai-Lama-1_1

18 Rules of Living
by the Dalai Lama

1. Take into account that great love and great achievements involve great risk.
2. When you lose, don’t lose the lesson.
3. Follow the three R’s: 1. Respect for self 2. Respect for others 3. Responsibility for all your actions
4. Remember that not getting what you want is sometimes a wonderful stroke of luck.
5. Learn the rules so you know how to break them properly.
6. Don’t let a little dispute injure a great friendship.
7. When you realize you’ve made a mistake, take immediate steps to correct it.
8. Spend some time alone every day.
9. Open your arms to change, but don’t let go of your values.
10. Remember that silence is sometimes the best answer.
11. Live a good, honorable life. Then when you get older and think back, you’ll be able to enjoy it a second time.
12. A loving atmosphere in your home is the foundation for your life.
13. In disagreements with loved ones deal only with the current situation. Don’t bring up the past.
14. Share your knowledge. It’s a way to achieve immortality.
15. Be gentle with the earth.
16. Once a year, go someplace you’ve never been before.
17. Remember that the best relationship is one in which your love for each other exceeds your need for each other.
18. Judge your success by what you had to give up in order to get it.

Leave a comment

Filed under Articles

Did You Know – 06/25/2012

Human Eye Detects sound

Yes, sound. University research studies show that mild and incidental noises cause the pupils of the eyes to dilate.
According to David Louis’s book of  Fascinating Facts, Uninvited noise bothers professions like surgeons, watchmakers  and others who perform delicate work, because the sudden noise causes their pupils to change focus and maybe blur their vision.
Source


The only part of the body that has no blood supply is the cornea in the eye. It takes in oxygen directly from the air.

The cornea has unmyelinated nerve endings sensitive to touch, temperature and chemicals; a touch of the cornea causes an involuntary reflex to close the eyelid.
Source


In 600 AD, Pope Gregory 1 decrees that “God bless you” is the correctly response to a sneeze.

A sneeze was believed  the expulsion of some sort of evil, and the phrase was meant to ward off the evil’s re-entry.
Source


In Vermont A wife must obtain written permission from her husband to wear false teeth.
Crazy but true.

Source


The only known poisonous bird in the world is the Hooded Pitohui of Papua New Guinea.

The poison is found in its skin and feathers.
They call it the “garbage bird” because of its unpleasant smell, and avoid eating it because of the bitter taste and a tendency to make people sick. The Hooded Pitohui has batrachotoxin (BTX) in its dander, and in its skin and feathers, a neurotoxin identical to that used by deadly poison frogs in Colombia, South America.
Source

The oldest living tree and hence one of the oldest known living things on earth

Is a bristlecone pine tree located in California, its actually over 4,600 years old. The ancient warped and twisted bristlecone pine tree, a big draw for photographers, painters and other artists.

Source

Leave a comment

Filed under Articles