Tag Archives: lie

Tips For Talking To Your Insurance Company After A Car Accident.

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After a car accident the biggest fear is that your insurance company will not come to the ‘Party’.
Hopefully that is not the case.

Amy Bach executive director consumer advocacy group United policyholders says some auto claims can get complicated by the fine print.

Ways to avoid this:

a. Do not lie.
b. Stick to the facts: It is natural to want to explain the accident beat by beat. How much should you really say.
c. Answer your questions honestly but be careful about volunteering unsolicited details. If you try to save money by being less than honest, the truth may come out.
d. Your insurer should not deny your claim because of misrepresentations, but it may raise your rates. Trying to give precise details can lead to false recounts. Instead of specifics, provide estimates is a good way to go.

Avoid assuming blame: Even if you think you were clearly to blame, there may be mitigating factors. Remember your interpretation is just that : an interpretation. Most accidents are caused by both parties. Taking the blame may feel righteous, it might not be correct. It could lead to an unwarranted rate hike or lower settlement.
 Let the investigation play out.

Get your fair compensation:

Getting a fair settlement can be a delicate situation.
For injury make sure you visit a reputable doctor. Remember any claims not documented by your doctor will not be considered.
You could be examined by a doctor who has a relationship with your insurer. So even if you have been examined by your own doctor the result my face resistance and the Insurer may want to use the opinion of their own doctor.

Property damage is usually easier:

Most states give you the right to have your car repaired at the facility of your choice. If your insurer becomes difficult about paying for the repairs consider contacting your State Department of Insurance
Make sure you make the effort to work with your insurer try not to be too adversarial. But on the other hand fight for the protection you have paid for.

Source: USA Today – Money

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Interesting Article On Our Daily Consumption Of Water

 I read this article in a online magazine called New Beauty. I have always questioned about the amount of water that we have been told we should be drinking each day.

For me I have to make a concerted effort to drink 8 glasses of water. Its almost impossible and I certainly can not do it day in and day out. I remember reading my old health Guru  and Author ‘Adele Davis‘, she always maintained that drinking too much water actually washes the minerals and vitamins from our body. Maybe she was right. In those days I drank a lot of milk which she did advocate. I was skinny then too.

Anyway you can always make up your own mind on the subject but I thought it made interesting reading.

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Is This the Biggest Beauty Lie You’ve Been Believing?

You’ve surely heard this advice – or maybe even doled it out a few times: Drink eight glasses of water a day for beautiful skin and a healthy body.

As it turns out, that’s a longstanding myth from the 1940s that just refuses to die, says Aaron E. Carroll, a pediatrics professor from Indiana University School of Medicine. In a New York Times piece, Carroll sources the origins of this common belief to a 1945 Food and Nutrition Board recommendation that said people needed 2.5 liters of water a day. What everyone ignored, however, was the explanation that “most of this quantity is contained in prepared foods.”

You May Also Like: Top Nutritionists Bust the 3 Most Common Dieting Myths

Carroll first debunked the water myth back in a medical paper in 2007, but says that public opinion hasn’t changed at all over the majority of a decade since. “There’s no real scientific proof that, for otherwise healthy people, drinking extra water has any health benefits,” he writes.

While downing eight glasses a day may not be a magic formula, experts agree that it is important to stay hydrated, regardless of the source of hydration.

“Every organ and body system depends on water to function properly. The optimal amount of  intake varies depending on one’s health, activity and geographical location, but can be consumed through drinking water or eating water-rich foods like watermelon and spinach,” says New York dermatologist Marnie Nussbaum, MD. “Research from the Institute of Medicine found that men need approximately 13 cups and women need about nine cups of total fluid intake from water and foods.”

“It’s true that the skin needs water, just like every part of your body, to function properly, but as long as you drink enough fluids to maintain body hydration, you’re fine,” adds Chevy Chase, MD, dermatologist Elizabeth Tanzi, MD. “It’s never been proven scientifically that if you drink more water, you’ll have more beautiful skin.”

 

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Little Girl Blames Ghost for Drawing on Fish Tank

Imagination gone Wild – Or a big fat lie

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