Tag Archives: justice

Internet Crime and the Email Compromises – Be Aware – Beware! – For All

 

 

This is an article published by the Trustmark Bank America in their Security watch letter. 

For those who are not aware of how easy it is to be hacked or blackmailed read this and you will realize you need to be very cautious about what emails you open. I know I get emails from friends in my contact list  that have died. I get bogus emails with names of my friends or acquaintances as the sender. If that is the case I always, yes always check the email address before I open it.

So I suggest you read both these articles as they could save you a lot of money and inconvenience.

 

Security Letter – Trustmark – 07/31/2017

According to the FBI internet crime complaint center business email compromise (BEC) schemes have caused at least 5.3 billion in total losses over the past three years to approximately 24,000 organizations around the world. The average loss per victim is about $218,000. Companies of all sizes and types are targeted leaving long wake of financial and emotional damage

Scammers go to great lengths to research and target employees who work with company finances. They often send emails posing as the company CEO and instruct their target to make funds transfers. There are many versions to this scam, including sending a bogus invoice and compromising an employees email account to gain more information, which is why it is important to understand how BEC works and to know where your vulnerabilities lie.

As devastating as this crime is its equally easy to avoid being exploited.

  1. Carefully scrutinize all emails. Be wary of irregular emails sent by high-level executives. They can be used to trick employees into acting with urgency. Review and verify emails that request funds transfers.
  2. Raise employee awareness. Educate employees about cybercrime and how they can help protect the company. Review company policies and encourage employees to develop good security habits.

 

  1. Verify any changes in vendor payment location by using a secondary sign off by company personnel

 

  1. Stay updated on customer habits including the details and reasons behind payments.

 

  1. Verify requests. Confirm request for funds transfers by using phone verification as part of two-factor authentication. Use previously known phone numbers, not the phone numbers provided in the email.

 

  1. Report any incident immediately to law enforcement for file a complaint with the IC3.

 

A complete list of self protection strategies is available on the US department of justice website.

If you or your company have bee victimized by a BEC scam, its important to act quickly. Contact your financial institution immediately and request that they issue a swift recall of the transfer. For domestic transfers ask you financial institution to send a ‘hold harmless’ letter to the beneficiary bank. Always file a complaint with IC3 whether the attack has been successful or not.

 

Now this next article is a must read

 

Ransomware

Ransomware Is a type of malicious software (malware) that freezes your computer or mobile device until a sum of money is paid. It can destroy personal and business files leading to stolen data and large financial losses.

  • KNOW

Ransomeware attacks – especially those that target small businesses – are evolving a complexity and are on the rise.

All devices are vulnerable but more and more mobile attacks are being reported.

Criminals collected $209 million in the first quarter of 2016

$1 Billion + in losses is projected from ransomware attacks in 2016 alone according to the FBI

Ransom fees vary from $200 – $10,000

  • IDENTIFY

Ransomware targets a specific individual within a business, or a consumer with a link or attachment that infects the computer with malware or leads the individual to an infected website. Three ways ransomware can take shape are:

  1. Spear phishing emails.

The sender appears to be someone you may know or someone relevant to your business

The message is often personalized and may include your name as a reference to a recent transaction.

  1. Advertisements or pop-up windows.

Your computer freezes and a popup message appears.

The message may threaten a loss of your files or information, or may also tell you that your files have been encrypted

  1. Downloadable software

Ransomwae is also present in downloadable games and file sharing applications.

Once the PC is infected your files are encrypted and inaccessible. The fraudster demand a ransom payment in order to unlock them.

  • PREVENT

Always back up your files and save them offline or in the cloud.

Always use antivirus software and a firewall. Be sure they are set to update automatically.

Enable popup blockers

Don’t click. Be cautious when opening emails or attachments you don’t recognize – even if the message comes from someone in your contact list.

Only download software from sites you know and trust.

Alert your local law enforcement agency as soon as you encounter a potential attack

 

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The End Of A Career

Screen Shot 2015-08-19 at 8.44.06 AM

Paulo Saraiva
This incredible photo marks the end of Matador Torero Álvaro Múnera’s career. He collapsed in remorse mid-fight when he realized he was having to prompt this otherwise gentle beast to fight. He went on to become an avid opponent of bullfights. Even grievously wounded by picadors, he did not attack this man.

Torrero Munera is quoted as saying of this moment: “And suddenly, I looked at the bull. He had this innocence that all animals have in their eyes, and he looked at me with this pleading. It was like a cry for justice, deep down inside of me. I describe it as being like a prayer – because if one confesses, it is hoped, that one is forgiven. I felt like the worst shit on earth.”

This picture as pointed out to me is not the end of Torrero Munera career. Nor is it his quote. I went to slopes to confirm. If you like to go to the link below it will fill you in on the details. Thank you Snopes and Mr Steven Moon.

http://www.snopes.com/photos/people/munera.asp#G3D0Ob3gvsXUw544.99.

The posture shown in the photograph is not one of a torero collapsing or expressing contrition; rather, it’s a common posture of (defiance), a bit of showmanship in which the torero indicates his total domination of the bull by taking up what appears to be a dangerous position in front of the animal’s horns. (Also, the quotation that accompanies the photograph was not spoken by Múnera; it is the work of Spanish writer Antonio Gala, who was not himself a torero.)

Read more at http://www.snopes.com/photos/people/munera.asp#G3D0Ob3gvsXUw544.99

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13 Virtues of Benjamin Franklin

I found this information quite fascinating. Why? Well he was only 20 years of age, very mature of him I think, not like many 20 year olds who see this stage in ones life, where you are exploring anything and everything good and bad and as often as you can. Well that was my 20’s anyway. Not this young man, he devised 13 virtues to live by for as long as he could so that he would not commit any fault at any time. He apparently focussed on one virtue a week and made note of his progress.
Good for him I say.

1. TEMPERANCE. Eat not to dullness; drink not to elevation.
2. SILENCE. Speak not but what may benefit others or yourself; avoid trifling conversation.
3. ORDER. Let all your things have their places; let each part of your business have its time.
4. RESOLUTION. Resolve to perform what you ought; perform without fail what you resolve.
5. FRUGALITY. Make no expense but to do good to others or yourself; i.e., waste nothing.
6. INDUSTRY. Lose no time; be always employ’d in something useful; cut off all unnecessary actions.
7. SINCERITY. Use no hurtful deceit; think innocently and justly, and, if you speak, speak accordingly.
8. JUSTICE. Wrong none by doing injuries, or omitting the benefits that are your duty.
9. MODERATION. Avoid extreme; forbear resenting injuries so much as you think they deserve.
10. CLEANLINESS. Tolerate no uncleanliness in body, cloths, or habitation.
11. TRANQUILLITY. Be not disturbed at trifles, or at accidents common or unavoidable.
12. CHASTITY. Rarely use venery but for health or offspring, never to dulness, weakness, or the injury of your own or another’s peace or reputation.
13. HUMILITY. Imitate Jesus and Socrates.

Source: The Autobiography of Benjamin Franklin.http://www.listsofnote.com/

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