1.Cost Estimator: Repairpal.com gives free quotes for car repairs and recommends competent repair shops.
2. The cheapest gas day of the week: In 29 States in the US are to be bought on Monday according to GasBuddy.com You can save up to $30 a year.
3. Older driver course: AARP offers a driver course and you may save about $100 per year on your car insurance. I notice Whitefish High school does as well.
4. Outside airport for Car Rentals: Choose a location near the airport for a rental car. Not at the Airport. Go to Autoslash.com to track your reservation and apply deals and coupons
5. Humanesociety.org – For a list of programs offering assistance with pet expenses. Search for “affording your pet” on the site
- Attend Spring Training – See how your favorite baseball players work with their coaches – for free! Check out springtrainingconnection.com for locations and schedules. Savings $30 the average price of a major league game.
- If your car is driven under 5,000 miles a year – Ask your insurer for a low mileage discount. Average annual savings of $92.00 or 17% discount
Well that is kinda the name of one of my books (“Small Savings Make A Big Fortune – 1069 ways you can save now”), but here is a few new ideas that I will give you each day till I run out.
- Travel with a water bottle – I actually travel with an empty water bottle with a filter in it. I fill the water bottle after I have gone through security and just before I board the plane. The filter of course takes out a lot of the chemicals and chorine taste in the water from the tap. This will save you at least $5 as that is the usual cost per liter bottle from the stores at the airport. Round trip save $10
2. For Some Meds skip your insurance – This of course is for those who live in America – Ask your pharmacist about the retail price of your prescription medication. The reason is it might be cheaper to pay that price as an example – the diabetes medication Metformin costs about $4 for a month supply while the average copay is $11 – Saving $7
Title Trick – When refinancing your home, slash your closing costs by getting a discount of up to 50% off your title insurance by asking for a “reissue” rate. It may also be available if you buy from someone who bought the home within the past 10 years
Don’t be penny – wise and pound foolish. Make sure you have adequate coverage to rebuild your home in case disaster strikes. Be sure to get replacement coverage on your home and its contents.
Always, Always read your policy before signing on the dotted line. Don’t take your agents word for it. You may think you are fully covered till you read your policy completely only to find, say for example it does not cover you for flood or dripping taps. Has happened.
Travel insurance is another policy to read thoroughly. It can be a very expensive experience if you find you are not fully covered for some specific health problems that may arise while you are on holiday.
One example for me is that I had a Texas licence to ride a motorcycle but I did not have and Australian Motorcycle license. My travel insurance was an Australian policy and when I read the policy I found out I would not be covered for any accident I may have in America if I did not have an Australian motorcycle license. I had to go and get an Australian Motorcycle license before I left the country.
If possible pay your insurance annually rather than in installments you could save as much as 8 percent.
Also think about raising your deductible from $500 to $1000 to save up to 15 percent on a homeowner’s premium.