Tag Archives: happy

How Much Do You Take Home?

 

 

Well the Mega Millions lotto in USA has reached the jackpot of $950 million – Imagine. 

Would that amount make you happy. I certainly would give it a good try. I remember going to a financial  seminar a few years ago and the speaker was saying how money does not necessarily make you happy but – It would be better crying in the back of a Rolls-Royce than crying in the back of a VW. My grandkids of course would prefer the VW only because of the make of vehicle not the lack of money.

Anyway don’t imagine for too long as you do not get the whole $950 million so the imagining will be cut short by a few million as Uncle Sam has to get his bit.

After taxes you can take it out in one lump sum or you can pick the annuity option.

Annuity after a 24% federal tax your payment comes out to $US24,573,333 per year for 30 years. (I’m thinking “will I be around in 30 yrs?”)

The Lump sum comes to $416,936,000 (this is all calculated on winning $950 Mill)

Then there is State taxes – California and Delaware levy no tax on Lottery earnings – means more money in those states. Now if you live in New York there is an 8.82 State taxes. Annuity $2,851,800 Taxes in NY and you end up with $US21,721,533 (30  payments of you get $651,645,990. Lump sum $US368,549,480.

So depending on how you get your winnings wether it be Lump sum (then you lose apron 2/3rds depending on what State you live in) or annuity (then you lose approx  1/3rd (depending on what State you live in)

So between Uncle Sam plus the State Government taxes your winnings are basically approximately cut in half. On saying that its one heck of a lot of money. As much as I don’t approve of Governments stealing our money it would take me some time to get through that many millions (I Think)

Good Luck to Those Who Have Bought Tickets and that includes me 🎉🎉🎉

Read More on this it is interesting

 

 

 

 

 

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Did You Know – 8/06/2018

1. The Hawaiian Alphabet has only 13 letters. It includes five vowels and eight consonants

2. Smart Bandages – Researchers at Tufts University USA have come up with a brilliant innovative tech. Although only in the clinical trial period, if successful it could put an end to infections and amputations in people who have chronic skin wounds.

This bandage which looks like a clear sticking plaster houses both heat and PH detecting sensors together with a dose of thermally activated medicine. Infected wounds and burns generate higher temperatures and Ph levels that healthy skin, so as soon as the sensors notice anything out of the norm they send a drug releasing microbes straight to the area.
It appears there are many Universities looking into this so I guess it is something that we can look forward to in the future.

3. Sex and Fruit – According to Dr Yen Ying Lim, of the Cognitive aging laboratory at the Florey institute of Neuroscience and Mental Health in Victoria, Australia, having sex on a regular basis and heaps of fruit especially berries and cherries help your memory work at its best. Things that break down the protection of our brain are inactivity, being Obese, high cholesterol and blood pressure.

4. Clench your fist – While we are on the subject of Memory researchers of the Montclair State University in the USA have discovered that making a fist seems to help memory and recall.
Clench your right fist when you want to remember something and clench your left fist later to help recollect the memory.

5. An Orange a Day Keeps macular degeneration away – Researchers from Westmead institute discovered that by eating one orange a day the flavonoids they contain helps to prevent macular degeneration. Try changing from an apple a day to the orange a day and you may have happy eyes

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Did You Know – 05/07/2018

 

  1. About Wine

 

2. About Mayochup

 

3. Once Crows leave the nest they come back to visit the Parents. And they help out around the nest by taking care of young!

 

4.

Babies don’t smile because they’re happy, they smile because they know it makes their Mum and Dad Happy. They have even know to act certain ways to see if they smile.

 

5. Gorillas hum when they eat the food they love. Also lets the others know that they are busy eating. I guess that is a time not to interrupt.

 

Source

6. Istanbul has vending machines that if you insert a plastic container it will give out water and food for stray animals. The machine feeds about 150,000 animals in the area.

 

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Did You Know – 11/09/2017

  1. According to the University of Manchester in the UK, loud music can make you feel happier. Be careful though they say, ‘too loud may risk permanent hearing damage’. I believe this survey to be true as I go into my ‘happy place’ when I put my ear buds in and listen to my music which I have to say is rather loud.

2. Good news for chocolate lovers. A British medical review of research on 114,000 people found that those who ate the most chocolate had a 37 percent decreased risk of developing heart disease and 29 percent decreased risk of suffering a stroke compared to those who ate less or abstained completely. 70% cacao is supposed to be the best for your health.

Source

3. There is a way to outsmart a habit – US scientists say that up to 40% of your daily actions are actually habits formed over the years. It is basically your brains way of conserving effort or discomfort.  However you can outsmart them by trading an old habit for a new one such as replacing a sugar fix with a walk. Replacing a cigarette for a piece of chewing gum or maybe go work in the garden. It helps the brain believe you can change

Source

 

4. I read this on the packet of Dr Sheffields toothpaste – Dr Sheffield was the inventor of toothpaste in a tube since 1850.

FLUORIDE IS A DRUG THAT CAN BE ACUTELY TOXIC IF SWALLOWED IN LARGE AMOUNTS.

You may know that fluoride can be found in your drinking water; however, you may not know that it is also in many processed beverages and foods containing water. Including juice, beer and even your morning cup of coffee. Currently, over 200 million American’s are dosed daily with fluoride making it the most widely distributed drug in America.

A SIMPLE CHOICE:

Did you know that the mucous membranes in the mouth allow chemicals to pass directly into the blood stream where they can accumulate into toxic levels. 

Most of us in the modern chemical based world are constantly exposed to all sorts of toxic substances in the  air we breathe, in the water we drink (Plug for Kangen water) , and in the food we eat.   We should strive to eliminate any source of contamination that we can, and try to stay as toxin free as possible. We may not be able to control everything, but we can control what we choose to place in our mouth and the mouths of our children.

You can only buy this at a CVS store in America. Sorry everyone else,  but there are other brands that do not have fluoride in their toothpaste

 

5. The queen broke with protocol and allowed her troops to play the US national anthem for the first time ever during the changing of the guard ceremony as a tribute to the 9/11 victims and the Americans in England who were unable to return home.

Source

 

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Did You Know – 06/19/2017

1. That legend in the late 6th century has it that a young goat herder in Ethiopia noticed his flock were more energetic after eating the berries and leaves of an unknown plant. Monks from a nearby monastery discovered that by roasting, grinding and infusing the seeds of this plant in water a unique beverage could be obtained that would help keep them awake during long hours of prayer. Word quickly got around. Coffee cultivation began in the 15th century with arabia’s Yemen province the worlds only source for centuries. During the 18th century the dutch traders and the French started plantations though out their colonies. Later coffee was produced in the west indies, Latin America, Jamaica, India and Brazil.
Source of this information – Sunshine Coast Daily Australia.

2. Coffee facts: a. Crude oil first but Coffee is the next most sort after commodity in the world.
b. The coffee plat originated from a plateau in Ethiopia in a region known as Kaffa.
c. It is estimated that 2.25 billion cups of coffee are consumed each day worldwide
Source – Sunshine coast Daily Australia

3. If you save a dollar and then the following week 2 dollars the next $4 and so on by the end of 52 weeks you will have $1378 in your savings account.

4. To save interest on your mortgage, weekly payments are better than monthly payments. Most interest is compounded daily so if you are making payments more regularly it means the interest being calculated on the loan is for fewer days.

5. A Study from Carnegie Mellon University has shown that happy people are much likely to catch a cold

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Refund for Splurge Item Before Sale!

Check prices after you buy.
Retailers often will refund the difference if a splurge item you bought goes on sale shortly after your purchase.

Source

In the USA, sure retailers are willing and often will pleasantly do this. Australia and New Zealand Mmmmm not so much. They are not known for their happy faces when you return goods or a comparison price or even faulty goods.
In my opinion that is stupid actually because good service will always bring you back. I am sure you agree.

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Happy New Year To You All!!

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December 31, 2016 · 1:06 PM