Tag Archives: frugality

13 Virtues of Benjamin Franklin

I found this information quite fascinating. Why? Well he was only 20 years of age, very mature of him I think, not like many 20 year olds who see this stage in ones life, where you are exploring anything and everything good and bad and as often as you can. Well that was my 20’s anyway. Not this young man, he devised 13 virtues to live by for as long as he could so that he would not commit any fault at any time. He apparently focussed on one virtue a week and made note of his progress.
Good for him I say.

1. TEMPERANCE. Eat not to dullness; drink not to elevation.
2. SILENCE. Speak not but what may benefit others or yourself; avoid trifling conversation.
3. ORDER. Let all your things have their places; let each part of your business have its time.
4. RESOLUTION. Resolve to perform what you ought; perform without fail what you resolve.
5. FRUGALITY. Make no expense but to do good to others or yourself; i.e., waste nothing.
6. INDUSTRY. Lose no time; be always employ’d in something useful; cut off all unnecessary actions.
7. SINCERITY. Use no hurtful deceit; think innocently and justly, and, if you speak, speak accordingly.
8. JUSTICE. Wrong none by doing injuries, or omitting the benefits that are your duty.
9. MODERATION. Avoid extreme; forbear resenting injuries so much as you think they deserve.
10. CLEANLINESS. Tolerate no uncleanliness in body, cloths, or habitation.
11. TRANQUILLITY. Be not disturbed at trifles, or at accidents common or unavoidable.
12. CHASTITY. Rarely use venery but for health or offspring, never to dulness, weakness, or the injury of your own or another’s peace or reputation.
13. HUMILITY. Imitate Jesus and Socrates.

Source: The Autobiography of Benjamin Franklin.http://www.listsofnote.com/

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Frugal Living is the Hip Lifestyle Today

October 19, 2009 by Heather Hoang
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Everyone knows saving money is the prudent thing to do but not many actually understand why they should do it, what the benefits are because they have never sat down to think about it. Here’s why you need to keep some cash with you.

When you lose your job or want to relax in the Caribbeans, it’s quite difficult if you max out all your credit cards every single month. What are you going to do when you retire? Isn’t this reason enough to save?
You never know when you will need a bunch of cash for emergencies. Maybe it’s for a car accident, or maybe it’s for medical, but you will need to pay for something sooner or later.

Money means more choices. If you want to start a business, you can. If you want to move to another city, you also can but it’s not possible without a chunk of dough saved up.

Sometimes, changing careers is the best long term move but what if you had no savings and moving means having less salary at the beginning? Can you really make the leap if you have been living paycheck to paycheck?
Shopping is actually very time consuming. If you start saving money, you will spend less time at the mall, which means more time to do other things that are productive.

You will truly appreciate a simpler life once you decide to practice frugality. In fact, you will probably be happier once you start saving money and relying less on buying.

Do you want to retire early? Do you think it’s possible without saving money? With discipline and a plan, anyone can retire early and travel around the world while everyone else you know is still slaving away at the 9-5.
The power of knowing that you can buy anything with the money you saved is much greater than actually buying the product. It will give you added confidence, and you will find that other parts of your life will improve as well.

The rich always get richer and I know you wished you could be in that crowd. If you start saving, you will have a chance to join the party too.

Tires are expensive but you can get some discounts by using these Tire Rack coupons that’s available over there. Really, great savings I kid you not.

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