Tag Archives: data

Internet Crime and the Email Compromises – Be Aware – Beware! – For All

 

 

This is an article published by the Trustmark Bank America in their Security watch letter. 

For those who are not aware of how easy it is to be hacked or blackmailed read this and you will realize you need to be very cautious about what emails you open. I know I get emails from friends in my contact list  that have died. I get bogus emails with names of my friends or acquaintances as the sender. If that is the case I always, yes always check the email address before I open it.

So I suggest you read both these articles as they could save you a lot of money and inconvenience.

 

Security Letter – Trustmark – 07/31/2017

According to the FBI internet crime complaint center business email compromise (BEC) schemes have caused at least 5.3 billion in total losses over the past three years to approximately 24,000 organizations around the world. The average loss per victim is about $218,000. Companies of all sizes and types are targeted leaving long wake of financial and emotional damage

Scammers go to great lengths to research and target employees who work with company finances. They often send emails posing as the company CEO and instruct their target to make funds transfers. There are many versions to this scam, including sending a bogus invoice and compromising an employees email account to gain more information, which is why it is important to understand how BEC works and to know where your vulnerabilities lie.

As devastating as this crime is its equally easy to avoid being exploited.

  1. Carefully scrutinize all emails. Be wary of irregular emails sent by high-level executives. They can be used to trick employees into acting with urgency. Review and verify emails that request funds transfers.
  2. Raise employee awareness. Educate employees about cybercrime and how they can help protect the company. Review company policies and encourage employees to develop good security habits.

 

  1. Verify any changes in vendor payment location by using a secondary sign off by company personnel

 

  1. Stay updated on customer habits including the details and reasons behind payments.

 

  1. Verify requests. Confirm request for funds transfers by using phone verification as part of two-factor authentication. Use previously known phone numbers, not the phone numbers provided in the email.

 

  1. Report any incident immediately to law enforcement for file a complaint with the IC3.

 

A complete list of self protection strategies is available on the US department of justice website.

If you or your company have bee victimized by a BEC scam, its important to act quickly. Contact your financial institution immediately and request that they issue a swift recall of the transfer. For domestic transfers ask you financial institution to send a ‘hold harmless’ letter to the beneficiary bank. Always file a complaint with IC3 whether the attack has been successful or not.

 

Now this next article is a must read

 

Ransomware

Ransomware Is a type of malicious software (malware) that freezes your computer or mobile device until a sum of money is paid. It can destroy personal and business files leading to stolen data and large financial losses.

  • KNOW

Ransomeware attacks – especially those that target small businesses – are evolving a complexity and are on the rise.

All devices are vulnerable but more and more mobile attacks are being reported.

Criminals collected $209 million in the first quarter of 2016

$1 Billion + in losses is projected from ransomware attacks in 2016 alone according to the FBI

Ransom fees vary from $200 – $10,000

  • IDENTIFY

Ransomware targets a specific individual within a business, or a consumer with a link or attachment that infects the computer with malware or leads the individual to an infected website. Three ways ransomware can take shape are:

  1. Spear phishing emails.

The sender appears to be someone you may know or someone relevant to your business

The message is often personalized and may include your name as a reference to a recent transaction.

  1. Advertisements or pop-up windows.

Your computer freezes and a popup message appears.

The message may threaten a loss of your files or information, or may also tell you that your files have been encrypted

  1. Downloadable software

Ransomwae is also present in downloadable games and file sharing applications.

Once the PC is infected your files are encrypted and inaccessible. The fraudster demand a ransom payment in order to unlock them.

  • PREVENT

Always back up your files and save them offline or in the cloud.

Always use antivirus software and a firewall. Be sure they are set to update automatically.

Enable popup blockers

Don’t click. Be cautious when opening emails or attachments you don’t recognize – even if the message comes from someone in your contact list.

Only download software from sites you know and trust.

Alert your local law enforcement agency as soon as you encounter a potential attack

 

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How to Keep Your Cell Phone App’s From eating your Data

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Here in Australia Data costs and arm and a leg, USA not so bad, as there is more competition. If you have a whole family on your plan it probably is costing you a lot more than you would like. I am under contract with Telstra in Australia which is up in October, so will definitely be looking for another provider to see if I can get a better deal.

Because we have such a love affair with data our cell phone plan does not seem to provide anywhere near enough. One minute we have heaps then next minute it’s all gone, well almost.

It’s best to understand how much data your favorite apps use and how to track and adjust that usage. It will help you avoid costly coverage or painfully slow speeds. That depends on your carrier of course.

Most suppliers will charge an extra $15 for an extra gigabyte when you go over your plan, others will bump you down to a 2G speed which you will notice when you are used to 4G.

Where does your Data go:
Streaming music or video will gobble up your data very quickly. Uploading photo’s or large email attachments. A good example of this is streaming 30 minutes of video a day via apps such as Facebook, YouTube or Netflix will use more that 5GB data a month. Streaming an hour of music a day will add up to almost 2GB over 30 days.

Spotify for example has four streaming settings, Google Play has three and YouTube has se en and will adjust your stream based on you connection unless you select a streaming quality.

Spotify
Normal: Uses noun 0.7MB per minute so you can listen to roughly 24 hours of music for 1GB of data
High: Uses around 1.2MB per minute so you can listen to roughly 14 hours of music for 1GB of data
Extreme: Uses around 2.5MB per minute, so you can listen to roughly 7 hours of music or 1GB of data.

Google Play

You can stream about 7 hours of music per gigabyte at the highest quality setting. Normal and low quality settings are also available.

Pandora

Uses about 0.5MB per minute at most, so you can listen to almost 35 hours of music for GB.

YouTube

Data usage varies widely on YouTube based on the video quality which ranges from 240p to 1080p and can be adjusted manually for each video. According to Verizon customers in NY City Metro used an average 24MB per minute while on You Tube in February this year. At that rate you would burn through 1.5GB in an hour.

Netflix

You will use about 1GB per our if streaming in standard definition and as much as 3GB per hour if streaming in HD.

Facebook and Instagram

Roughly 2MB per minute with video autoplay turned off. It would take more than 8 hours to burn through 1GB of data. But watching videos or uploading photos or videos will use more. Check your phone to see how much you have used of data.

To see how much some of you apps are using go to ‘Settings’ on an Android and then Data usage. That information on an iPhone is in ‘Settings under Cellular’.

How to keep your data in check

Adjusting your settings is one way to reduce your data usage without really changing how you use your phone.
This needs to be done in each app. Focus on the ones you use the most.
Your music and video apps change your streaming quality to a lower level. This option is usually found in the apps settings menu. Check the settings on your social media apps, many of which also play videos.

On Facebook videos in your feed automatically play as you scroll, this can eat up a lot of Data. Change the setting to never automatically play videos. To do this go to ‘App settings’ while in your Facebook app and click on Autoplay then select never autoplay video’s. You can also select to play automatically when connected to WiFi.

Of course the best way to minimize data usage is to be connected to WiFi. When on WiFi you stop using Cellular Data. That means you can stream and upload to your heart’s content.

If you listen to Spotify on your commute, download you playlist while you are at home connected to WiFi then you can listen offline mode and save your data.

The power of Information: Look for the data breakdown on your phone setting. Once you realize where your data is going you can make adjustments.
If you have made adjustments and still using a lot of data go have a chat to your provider. The guys in the store know these phone operations inside out so go to them for help.

You should look at an unlimited plan which is offered by some provider companies. Some companies have unlimited music streaming built into some of its plans.

So there you have it. Hope this information has been helpful.

Source USA Today

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Did You Know – 09/21/2015

Unknown

1.Scientists are planning to reanimate a 30,000 year old extinct virus found in the permafrost of Siberia to understand its origin and mod of evolution. If it can be easily revived the concern is that with the climate changing and the Siberian ground ice melting it could cause the virus to reawaken a more harmful virus. Found buried 30 meters ( 100 ft ) deep in the frozen solid this could be the second time that researchers will reawaken a prehistoric virus.

source

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2. Japanese population is shrinking. Japan’s birth rate fell to a new record low in 2014, with data showing just over a million new births.

The estimated number of people who died in 2014 totaled 1.269 million, rising for the fifth year in a row.

The main causes for Japan’s population decline are both economic and social. More than twenty years of economic stagnation have seriously dampened any kind of optimism.

More Info

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3. Taco bell has a taco made completely from fried chicken. They recently introduced ‘naked crispy chicken taco’. 

There is only two locations in which it’s sold, one in Lost Hills, Calif., and the other in Bakersfield, Calif.

It’s a breaded white meat chicken shell filled with lettuce, tomato, shredded cheese, and avocado ranch sauce.

For me it sounds rather yummy

Source

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4. A device that reanimates organs taken from dead patients has shown promise in heart transplant surgeries.  The so-called “heart in a box” uses tubing and oxygen to pump blood and electrolytes into hearts from recently deceased patients, allowing the organs to continue functioning within a chamber. A  Massachusetts-based company, Transmedics said this system has been successfully deployed in at least 15 heart transplants in the UK and Australia, and is awaiting regulatory approval in the US.

Until now, hearts used for transplants have usually been extracted from brain-dead patients; those from dead patients have been considered too damaged. Once removed, the hearts are also stored and transported in cold temperatures to avoid rapid deterioration, though scientists have begun using devices like the “Heart in a Box’ to keep the organs warm and functioning. That, doctors say, could increase the pool of donated hearts by between 15 and 30 percent.

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5. Reversible Destiny Lofts —founded by Shusaku Arakawa, a Japanese neo-Dadaist and associate of Marcel Duchamp, and Madeline Gins, an American poet with a background in physics and Eastern philosophy—has produced several homes and recreational sites designed to create a more robust body and mind. Chief among them are the Reversible Destiny Lofts in Tokyo, a set of nine apartments built-in 1995 that come with instructions for use.

The lofts have spherical rooms, undulating concrete floors riddled with bumps, and candy-colored walls. Poles and ladders run from floor to ceiling in unexpected places and electrical outlets dangle from above. Each apartment resembles a playground designed without regard for child safety regulations.

The concept behind the unconventional design is that inhabitants will be forced to use their brains and bodies in unusual ways in order to navigate the space. There is no chance of settling into routines and rote (habitual repitition ) movements, because the challenging architecture makes it impossible. The goal is to never become comfortable—comfort, according to Reversible Destiny’s philosophy, means death

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What’s up Today – 1/11/2012

‘No Frill’ cell phone – If you just want a functional cell phone, no frilly bits – Page Plus Cellular is the place to go.

No contract and pay only for what you use. The chart below is The Twelve Plan.

The Standard Plan – This plan has rates as low as 4 cents a minute and unused minutes roll over.

So if you are looking for a cheaper service then I believe you should look at the Page Plus Cellular website and check out the plans to find one that suits you.

Service Charge Rate
Monthly Fee $12/month† Monthly for 250 domestice voice minutes, 250 domestic text/picture messages, and 10 MB of data
Overage Charge – Voice 10¢ per minute over 250 in one month
Overage Charge – MMS 10¢ per multimedia message over 250 in one month
Overage Charge – Text 10¢ per text over 250 in one month
Calls to Puerto Rico 10¢ per minute
Calls to Mexico (landline), Canada & Guam 34¢ per minute
Calls to Mexico (cellular) 49¢ per minute
Calls to All Other Countries $1.50 per minute
Calls within Canada, Puerto Rico, U.S. Virgin Islands 60¢ per minute
Calls While Roaming 59¢ per minute
International Text Messaging 20¢ per message sent or received
Text Messages within Canada, Mexico, Bermuda, Puerto Rico, U.S. Virgin Islands 50¢ per message sent
Text Messages within Canada, Mexico, Bermuda, Puerto Rico, U.S. Virgin Islands 25¢ per message received
Data Transport* 20¢ per MB
Directory Assistance (411) $1.25 + airtime per call + per minute

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