Tag Archives: ATM

5 More Savings

1.Some Stores will refund  the difference of an item drops in price soon after you purchase it. Get the Earny app or paribus app to find and claim refunds.

2. Free credit reports: – Visit Annualcreditreport.com once a year to request your score from each of the three credit reporting companies, Equifax, TransUnion and Experian

3. Reimbursed ATM fees: – Most online banks and some traditional bans will reimburse you for the fees incurred when you use another banks ATM. That can save you up to $4.68 (this is for the usA not so sure about Australian banks. Will give it a try though)

4. Mortgage magic: – A 30 year $300,000 Mortgage at 4 percent costs $1,432 a month. If you pay $716 every two weeks you can cut interest payments by $34,000 over the life of the loan

 

5. Get free books:- You can download nearly 60,000 public domain e-books, including many classics and favorites at gutenberg.org. Save $3 – $10 per e-book

Leave a comment

Filed under Articles

Travel Cards – Don’t get Stung – Don’t Use Them in my Opinion

 

I know from experience with these cards and so does my Grandson,  who is in Holland at the moment.

Inactivity fees are number one. If you don’t use your card for some time they charge you inactivity fees. I mean how stupid is that.

Not just one charge  by the look of this statement the charge was every day. Robbery thats what I say.

This person took their eye off the ball as she said. “Time went by, the cards stayed in a bottom drawer and in the end I lost more than €36.00 from one and US$24 from the other in inactivity fees”

“That was back in 2013 when I was using Travelex Cash Passports and the monthly fees were €2 and US$2 after a year of inactivity. Today Travelex has Travel Cards instead, and their inactivity fee is $4 a month after 12 months of no usage. They also have a 2.95 per cent domestic withdrawal fee if you try to get your money out in Australia and a $10 fee to move any money you have left to your own bank account when you close your account”.

In my experience just using your own credit card is the most efficient and quickest card to use. 

“You do need to pay attention to what you’re agreeing to, and do the maths on any card purchase fees, loading fees, reloading fees, transaction fees, ATM fees (remembering ‘free ATM’ doesn’t cover what the local ATM operators charge), negative balance fees and closure fees before making any decisions”

 

For a card with 500 dollars in you can pay up to 30 dollars exchange rate which is a lot. So do your due diligence when choosing a travel card if you have to. Otherwise just use your credit card.

Another word of caution is that my Grandson found it was not always accepted in all place and that can be embarrassing especially if you do not have the cash.

Source – Escape.com.au

Leave a comment

Filed under Articles

Did You Know – 06/03/2013

27383_2

1. According to the RIAA, the Beatles have sold more than 106 million albums in the U.S. alone — more than any other artist in this century.

ATM-transaction-fees

2. ATM fees – Americans spend $7 Billion a year getting their own money out of cash machines

gyGKbjp

3.When physics Professor Jack H. Hetherington learned he couldn’t be the sole author on a paper (because he used words like “we” “our”), rather than rewriting the paper he added his cat as an author.
Source

3591

4. Vinyl was so scarce and expensive in the USSR that bootleggers figured out a way to print records on old discarded X-ray films.

Source

baby_smarts_tummytime.jpeg.size.xxlarge.letterbox

5. According to 1991 developmental psychology Inc. Newborn babies choose to look at attractive faces over plain ones – suggesting that recognizing appealing faces is hardwired at birth.

Leave a comment

Filed under Articles