It does not matter where you live. Credit card debt can be one of the most difficult things to overcome in trying to get ahead financially. Having a high balance on your cards will hurt your credit score, and it can be extremely challenging to break the spending habits that got you into debt in the first place.
Thankfully poor credit is not the end of the world— There are some credit cards for people with bad credit — but it can make your finances more challenging. Not advisable unless it is totally necessary it costs.
One of the best ways to improve your credit while tackling debt is to prioritize making payments on time and reducing spending, so you can chip away at your credit card debt rather than add to it.
Paying off your credit card debt may also help you save money. The sooner you pay it off, the less you’re going to pay in interest and can save over time. We all kinda know that, but sometimes we need to reminded of the advantages of getting rid of that debt. Its like a load off your shoulders.