10 Ways to Save $50 per Month


The art of pinching a penny until it screams
by Kimberly A. Griffiths

  1. Save up to 50% per month on convenience cleaner cloths by cutting them into half, i.e. dryer softener cloths, face cleanser cloths, etc. Savings: $5 per month
  2. Find more thoughtful gifts and buy when the item is on sale, shop for birthdays and holidays throughout the year not at the time of the events. Savings: $10 per month
  3. Bring your lunch to work once a week instead of eating out. Savings: $7 x 4 weeks = $28 per month
  4. Don’t go to the coffee shop on the weekends. Savings: 2 visits @ $2 = $4 per week x 4 weeks = $16 per month
  5. If you carry a balance on your credit card, and you’re only able to afford paying the minimum monthly amount, pay weekly installments instead of one monthly payment. For example, if you owe $100 per month, pay $25 per week. Because credit card companies accrue interest daily on your balance, paying only once a month is a huge detriment to your fiscal health. Savings: $10–$100 per month (or more!)
  6. Instead of a family night out, consider having an old fashion picnic together or a bike ride. Curbing entertainment costs doesn’t mean curbing the fun. Savings: $25+ per month
  7. Spend a day cooking meals that can be frozen for later use for your family. Once a Month Cooking, a book by Mary Beth Lagerborg and Mimi Wilson, features grocery lists and recipes to prepare and freeze a month’s worth of food for you and your family. Not only are you able to purchase the food in bulk, this method prevents having to throw away any spoiled food. Savings: $50+ per month
  8. If you are a regular monthly book buyer, stop the habit and visit your library instead! If you insist on buying books, buy it used at your local store or online at merchants such as http://www.half.com or http://www.amazon.com. Even a better idea, how about selling the books you have that you don’t need! Savings: $5–15 per month
  9. Use less expensive gasoline. If you live in North America and have Internet access, you are able to search for the cheapest gas price in your neighborhood with Gas Buddy, http://www.gasbuddy.com. Savings: $5–15 per month
  10. Use two-for-one coupons when dining out; search for these in local newspapers, flyers, and in your “junk mail.” If you are a group of four or more people, consider buying dining certificates at Restaurant.com, http://www.restaurant.com. After choosing your city and state on the Website, you will be presented with a listing of restaurants vying for your dining dollar! Savings: $5-$50 per month

————————————————————
This is an excerpt from ONE PAYCHECK AT A TIME,
www.onepaycheckatatime.com
, by Kimberly A. Griffiths,
ISBN: 1591133327. ONE PAYCHECK AT A TIME, a 200 page
workbook, contains budget management exercises for an
entire year of paychecks. The author, Kimberly A. Griffiths,
has been through the vicious cycle of debt herself, and
provides a no-nonsense system to managing your money
paycheck to paycheck. You customize the journal based on
your pay schedule and learn the necessary tools for making
ends meet.

4 Comments

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4 responses to “10 Ways to Save $50 per Month

  1. jon

    Thanks for this great share. I am always interested in good finds. I plan to subscribe and will be checking for more of your updates.

    • lesleyvoth

      Glad you found it informative. Keep tuning in because i love finding stuff that is different and new to me and hopefully to you.

  2. Hi

    I have 2 jobs, 2 kids, an ex husband, a loan to the bank, and way to many days left till the next payday, but even so my 15 minutes of free time…I spend it daily on cool online info and till this day you never disappointed me.

    Thank you for sweetening my daily routine. Yeah, unpleasant period but everybody remember that we need joy also in our lives.

    Take Care!

    • lesleyvoth

      I applaud you and wish you great abundance of Health, Wealth and Happiness. When times were tough for me I learned to enjoy the moment. Not worry about the future or the past just what good things were happening to me right that minute. It helps.
      Thankyou so much for your comment.

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