Another great website for freebies and couponsFREEBIESAVE.
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I found this website from Twitter and am passing it on to you. I eat most of these super foods each day. Not so much Acai Berry but the others are usually in my diet.
1 Green Food- These foods are full of rich nutrients, especially wheat grass and barley grass. The benefits from these young grasses will revolutionize your life, as they will lower your blood pressure, keep your immune system in check, lower your cholesterol and keep cancer at bay. On top of all these beneficial attributes, they are high in chlorophyll, which helps in disease prevention, plus keeps the internal odors down significantly. Another great thing about these small grasses is they will diminish your bad breath. They can be found in health food stores in the form of a supplemental pill, from dried ingredients, or can be juiced from the green form.
2 Hot peppers- Chili peppers are especially high in properties which will combat heart disease, they are analgesic, anti-cancer and anti-inflammatory. The compounds contained in these hot peppers are anti-oxidants and vitamin C, with twice as much as in citrus fruits. These peppers may be put in almost any dish that can be made to receive these nutrients to help in having a more healthy body.
3 Beans and lentils- World wide these foods are used in so many dishes, because of all the benefits received when they are consumed. First of all, they are low in fat, high in fiber, so are wonderful foods for anti-diabetic diet, as they are released into the blood stream very slowly. One other great thing about these foods, and everyone will be interested in this, they are anti-aging. You will feel full longer, and have more energy. For each meal, eat 1/4-1/2 cup of these beans or lentils.
4 Nuts and seeds- Are you interested in losing weight and not having any hunger pangs? How about a food that can reduce the sagging skin and wrinkles? Nuts or seeds will do all of these, so if you feel hunger creeping up, have a handful of nuts, very filling and totally satisfying and of course very healthy for you. You can use them in so many ways besides eating whole, ground on your cereal, put into a salad and the list goes on.
5 The family of allium- They consist of; scallions, garlic, onions, chives, leeks and shallots. These foods protect the liver as an antioxidant, will prevent cancer, eliminate carcinogens and toxins from the body. Whenever possible it is advised to eat these in their raw state. They will lower the blood pressure, cholesterol, and raises the good cholesterol.
6 Acai- This is a little red berry from an Amazon palm tree, containing nutrients and is the most energy -packing power food in the world. These berries have a taste similar to chocolate and berries combined, and can be found in most health food stores as a juice. The most recommended form though is an unsweetened pulp, but is difficult to find. Their healthful properties are endless and the most beneficial of all foods.
7 Yogurt- This food is known to promote the very best health properties. These are called functional foods, cultured and fermented milk products, which have been around for generations. These ancient foods have been here for that long for a reason, and we need to pay attention to this fact. They are considered probiotic, which means they will help in the fight against infectious diseases.
This is a poem that is in my Book “Simply Fantastic: Living Better On Less” I think it is a very clever poem and very apt to our everyday living as it seems we need to add water to everything all most.
In Australia when my children were small the only water supply we had was the tank water collected off the roof, so we had to use water rather sparingly.
When you are in that situation you appreciate the fact that you need to be extremely careful and when the rain came and once the tanks were full you washed clothes and showered like crazy. In fact if we had not had rain for some time we used to go out and dance and play in it. Wonderful memories.
Just Add Water
By David J. Ford
The words on labels tell this tale,
In recipes, in ads by mail,
And chances are, at work or play,
You’ll see these famous words today -
Just add water.
You’d be surprised how many things
Are dry and useless till one brings
The magic liquid known to all;
You use it when you heed the call -
Just add water.
To illustrate and prove this thought,
Remember all the food you’ve bought
On which was printed, clear and bright,
Instructions that make cooking light -
Just add water.
You now can buy
Dried fruits, or soups, or tasty cakes;
To powdered milk and frozen juices,
To products with a thousand uses,
Just add water.
Imagine for a minute, please,
An arid wasteland, bare of trees;
This could be farmland, rich and good
And quite productive if we could
Just add water.
What turns cement into concrete?
What changes seed to golden wheat?
No other words now known to man
Can answer that: but these words can:
Just add water.
As I have said before. If you put $50 away in a savings account each week at 2% interest you will have $8,000 in 3 years.
The first thing to do is to pay yourself first. Have $50 taken out of your wages each week then make sure you make savings of that same amount each week
Here are 10 more suggestions.
11. Don’t get sucked into the idea that you will save money in the store sales. The retailers use enticing offers to get you to buy now, such as free shipping, 25% off etc. However, keep in mind if you don’t need it or can’t use it NOW don’t buy it.
12. Don’t go shopping if you are hungry. For a starter it will be a time you will buy a donut or cream cake. Not good for the body weight and it’s not good for the purse.
13. Leave the kids at home when go to the grocery store—it’ll save you a lot. If you shop on the weekend ask your husband or mother-in-law or anyone else to look after the children while you shop.
14. If you have the urge to go shopping and you know you may spend on things you don’t need, do something else. Go visit a friend, go for a walk, or watch a movie. Do anything to get your mind off spending money.
15. Clean your closet out. This is a good time of the year to do this because the homeless and charities will probably like to have the extra clothes for Christmas and for the cold weather that will come.
16. Realize that your Mom may have passed down some not so good shopping habits. I know mine had a thing for shoes. My closet is full of them. I guess I can blame her for that. Well I have to blame someone it can’t be my fault.
17. If you have cash, haggle for a lower price on the article. Also, if there is some damage to the article ask for a discount.
18. Be careful of any online money making business. Do your due diligence.
19. Mow your own lawns and weed your own gardens. Save $50 a week on that alone. If you have been paying someone to do this. Same with house work, do your own stop employing someone to do it.
20. If you walk on a regular basis for exercise, see if anyone in your neibourhood needs their dog walked, That could earn you extra cash.
I did an article last week about how to save $8,000 in three years. Here are some more ideas.
I believe that with some small effort and re examining ones spending habits, we could save even more.
1. Have a NO spend day. For example: Eat breakfast at home, take your lunch to work, take cookies or muffins for coffee break, and after work go home and cook dinner. Don’t go near the shops; or at least, don’t go into them anyway.
2. Use your library more often for books, videos, and magazines. Don’t buy magazines from the store. If you want a magazine buy a subscription and save heaps off the cover price. Just this week, Time magazine offered me 52-weekly-issue subscription for only $15.00. Their cover price for 52-weeks adds up to $232.65.
3. Do your own pedicure and manicure. Sit in front of TV and do it. Do-it-yourself and keeps the $50.
4. Stop dry-cleaning everything. I believe black pants and good shirts should be dry-cleaned, if it is in your budget. Dry-cleaning can also affect your health. Some dry-cleaning chemicals (called Perchloroethylene) can cause a problem on your skin, as they are potent. When you buy clothes in the future try to buy wash and wear stuff.
5. Stop using your phone for long distance calls. Sign up with Skype on your computer. It’s free and you get to talk face to face. I talk to Australia and New Zealand all the time. I also have iChat as I am an avid Apple user and that is free as well.
6. Start making some of your Christmas gifts now so that they can be ready for Christmas. At least plan them. If you are making cookies or fudge, get the ingredients with coupons or when there is a special. Have them ready to prepare and make. Get the fancy Christmas paper or the containers to put them in. Ribbons, tape anything that is needed to finish the gift off.
7. Start looking for coupons. They will save you so much money. There are a numerous websites you can go to, to get these coupons. Here are a couple websites that are helpful with coupon savings:
8. If you don’t want to make Christmas gifts or do not have the time, a place like Whole Foods have some great inexpensive gifts. They have a tremendous variety of chocolates and cookies packaged for Christmas. I bought them last year and they were very well received as a gift. Remember it’s the thought not the size of the gift.
9. Track your spending. You will be amazed how conscious you will become of whether or not to spend on something that you may, or may not, need.
10. Another place to save money is on the cost of coffee from expensive coffee shops, such as Starbucks. Also, cut out or cut down on Sodas. Maybe treat yourself to special coffee only on Monday, Wednesday, and Fridays or just two days a week. As for soda it’s not good for you anyway and if you have a weight problem cutting out you consumption of sodas will help a lot. Hey: Lose Weight & Save Money. ☺
This is a good deal from Freebiesave I bought one for my Granddaughter (8) last year and it is so simple to use and takes a good video and still pictures. She has had a lot of fun with it. So if you can get one of these you are very fortunate .
You need to go to the site, this is just a picture copy, the “Click Through” only works on the site.
WEBSITE – FREEBIESAVE.COM
I have to tell you this story
On Sunday afternoon I went to our local grocery store to get some groceries. Evidently, it was the worst time of the week to go grocery shopping, because every man and his dog was at the store. Anyway, I’ve got to tell you a story.
I had gotten all the groceries that I needed and I proceeded to the check out. In front of me was a young lady and her mother; By their dress and accent it was obviously they were not born here. They spoke very little English and not very well.
Their groceries rang up to about $75.00. The young lady then proceeded to hand the checkout girl a bundle of coupons. My eyes just about fell out of my head and the people behind me had the same reaction. This lady’s coupons brought her balance to $4.50. She then decided not to buy the butter that she had so her balance ended up at zero with a couple of cents change.
The checkout girl didn’t even bat an eyelash so I assume a lot of people do this. I am definitely going to look into this myself. I mean, I have always used some coupons but not to the extent this lady did. It’s hard to image how the stores put up with this high volume coupon usage. I obviously need to investigate this more. I’ll get back to you when I know more. One thing for sure, it was interesting so see and I’ve never seen that in all my years.
Also, I welcome any comments regarding this practice of using high volume or coupons at the grocery store. Please comment here if you know anything about the practice. Thanks.
Insurance Consumer Advocate Network, LLC
Seemingly minor caveats and clauses buried deep in the small print of auto insurance policies often spell the difference between good policies and bad ones. Ask your insurance agent or phone representative the following questions before signing an insurance contract, and confirm that the same answers are found in the policy itself.
Is this a “family policy” or a “named-insured-only” policy? Family policies cover all the drivers in the home and anyone they lend their cars to, while “named-insured-only” policies cover only drivers explicitly named on the policy. Family policies cost perhaps 10% to 15% more (or higher, depending on many factors, including the driving records of any of the other drivers), but they are the proper choice if anyone other than the policyholder ever drives the vehicle. Many car owners do not even realize that they have named-insured-only policies, and they lend their vehicles to friends and family members unaware that they might not be covered in the event of an accident.
Do I have the right to select my own repair facilities and choose original equipment manufacturer (OEM) parts with this policy? Several insurance companies, including Geico, Nationwide and Progressive, have reworded some auto insurance contracts to limit car owners’ repair options following accidents. Using aftermarket parts — parts not made by the vehicle’s manufacturer — in a vehicle could void its warranty.
Example: Your radiator must be replaced following an accident. A year later, your engine seizes up. The dealership likely will refuse to honor your warranty because of the aftermarket radiator.
I read an article this morning from Own The Dollar Blog about tipping at Christmas and whom they tip. The blog writer, Hank, refuses to pay a tip to the mailman at Xmas. I have to agree. Our mailman is not the cheeriest of people. Hank’s article complained about the service of USPS. I have to agree with him on that. Two years ago we had a great mailman he was always pleasant and went that extra mile for you. I left him some chocolates in the mailbox for Christmas that year.
Consumer Reports magazine polls U.S. residents and finds what people are tipping the people in their lives for the holidays. They polled of more than 1,800 U.S. residents shortly after the last holiday season, when respondents could best remember what they gave.
What Tipper Gave
Personally I don’t like to give money at Christmas time. I believe that it is too impersonal. I think Christmas tipping should be about appreciation of that particular person’s service over the year.
Cleaning person – I would prefer to give them a gift.
Child’s teacher – If I gave money I would feel I was insulting her. Twenty dollars is not much to give a teacher she deserves a million in my opinion. However, I believe a small gift would be a thoughtful thing to do.
Hairdresser – Depends, some should pay you. But if you have a good one I think you should tip her or him well all year.
Child Care Provider – I recommend a thoughtful gift. Money is too impersonal don’t you think. They’re looking after your bundles of joy.
Manicurist – I think you probably have tipped her enough through the year.
Newspaper carrier – I am not one for giving money, but maybe in this case money would be a good idea.
Building Superintendent. – Why? – Not ours that is for sure.
Pet Care Provider – I don’t have a pet (except my husband), but if I did I would probably give a gift.
Mail Carrier – This Depends. Do you have a good one? If you do, then a gift would be nice. You say your mail service is not so good – give nothing.
Lawn Care Worker – Hopefully you have paid him well all year. It’s a contract after all.
School Bus driver – I would give a thoughtful gift for getting your children to and from the school safely.
Fitness Instructor – If he has performed a miracle definitely. Otherwise why should you pay someone extra for all that pain?
Garbage Man – Our family always left a carton of beer for our Garbage man. I think that is appropriate.
Christmas is a time of goodwill and I feel giving should come from the heart. If you are not happy with the service you are getting from particular people then you have the perfect right not to be generous at Christmas. A gift or tip should not be an expectation; it should be earned. That’s my opinion anyway.