Is there a big Tax refund coming to you? Do you have a Tax refund of reasonable amount every year?
This year the average tax refund is $3100 which is something to look forward to, but it means you are paying too much Tax on each paycheck.
Ask your payroll people to reduce the amount of tax that they take out of your paycheck. You are obviously paying too much tax and giving your Government interest free money all year.
Your hard-earned money is better in your pocket not the Governments.