February 8, 2010

Top 10 Hit List for Anti-Ageing

When you’re 75 would you like to be able to run a City to Surf race, or still be playing golf, or for that matter riding a motorcycle?

Here is a list of 10 things that will help you make sure the odds are in your favor. These things will give you the greatest chance of living a long and healthy life. A life that allows you to be able to physically do all the things you want to do at a ripe old age.

1. Eat whole foods. Foods without chemicals, preservatives, artificial ingredients; who needs them? Ditch the boxed, packaged, and convenience foods in favor of whole foods, such as fruit, vegetables, whole grains, and fish.

2. Apply what you learned in high school physics. A body in motion stays in motion. Keep yours moving if you want an extended life.

3. Do some heavy lifting; it helps keep your body toned. Strength training not only keeps you from hunching over as you get older, but it also helps prevent osteoporosis.

4. Touch and be touched. Research shows that babies who are not touched do not thrive. Adults suffer too, if you do not have a significant other to touch then go book a massage. Especially a foot massage ooooooh I can feel it now. I love them.

5. Default to yes. Longevity experts agree that maintaining social networks are critical as we age. The more activities, groups and classes you’re involved with, the better your life, and longer of course. Catch up with friends, especially the ones you have not seen in a while.

6. Help others. Volunteering for causes that are important to you or even allowing a friend to bend your ear. Gives you a boost of gratitude and make you realise how lucky you are that you are not in their position. Your experience can be a real asset. You may have been in a similar position in the past and can offer some constructive advice.

7. Live in the moment. Experts, such as Ekhart Tolle, claim that focusing on the ‘here and now’ and taking life one day at a time, helps you stay present, grounded and calm. Don’t think about yesterday, it’s gone and tomorrow is not here yet. So enjoy this second. This works when you’re stressed about something. Been there, done that. It certainly can get you through.

8. Take a mental retreat. Spend a few moments a day dreaming. Imagining your favorite place or scenery will flood you body with feel-good chemicals that reduce stress, boost your immunity, and promote healing. I go to the ocean in my mind most days because I just love water and find I can get lost in my thoughts. It’s also a good way to send me off to sleep at night.

9. Breathe. Monitoring and focusing on your breath is a healing mechanism that has been used for centuries. Take a deep breath in, sip in as much air as you can and slowly sigh it out. I do this at the start of my day, which is usually at sunrise. I do a series of breathing exercises, Ti Chi, and stretching.

10. Think positive. You are what you think. This is enough said on this subject.

All these 10 suggestions will save you on health bills, junk food costs and at the same time you can help others.

As I always say, “If you don’t do different nothing will change.”

Source

February 6, 2010

10 Easy Football Appetizers

February 6, 2010

Rich Thinker, Poor Thinker.

I am reading this book called “I can make you Rich” by a fellow called Paul McKenna. You may have heard of him but I had’nt. Seems he has written several books. This one is introduced by Richard Branson, who, as you know from my blog, I have great admiration for him and of course his success.
I picked this book up at a duty free shop at the airport as I thought it looked interesting and the text was in big print (didnt need my glasses)

Any way this is an article in his book I thought I would Blog as we tend to “forget to think about what we think and say” so I thought I would jog my readers memory on the subject, so we can all be rich. I havent finished the book yet but I think I will enjoy it.

Rich Thinker, Poor Thinker
by Paul McKenna

One of the most important things I learned early on in my study of Wealth is that you can’t necessarily spot the richness of a person’s life by the car they drive or the size of their bank account. That is why I will not be referring to “rich people’ or ‘poor people’ in this book – as far as I am concerned, there’s no such thing. What there is, is a tremendous difference between people who ‘think rich’ and those who ‘think poor’

‘Rich thinkers’ will be rich regardless of the current size of their bank balance – they will always be looking for possibilities and living life on their terms. If they are temporarily low on cash, they won’t be for long, and they somehow always seem to find a way to do what they really want to do in their lives.

‘Poor thinkers’, on the other hand, may have big houses and wear fancy clothes but their heads are filled with fears about the future and mistrust of those around them. Because they don’t know that they would be all right even if all their money disappeared, they are forced to continually try to protect what they have or grab more from others.

Rich thinkers are not necessarily the best educated or most naturally gifted people you will meet, though some of them are – they simply think differently about money than most of society. They realize that making money is neither a mysterious process nor a cosmic reward – its is just a skill, like learning to juggle or riding a bike.

Once you have mastered that skill, you will be able to make money wherever you are and whatever is going on in the world around you. Until you mastered the skill youb may find yourself struggling even while people prosper all around you.

That’s why you could take away all of Richard Branson’s or Anita Roddick’s money and in a very short space of time they would have it all back – simply because the one thing you cannot take away from them is their ability to thin rich and make money as a result.

This is the first key to your success- recognizing that your riches are not in some far off place, but that they are waiting for you to find them inside your mind, right where you are sitting now. And if you’re going to go inside your mind to find them, it’s useful to begin with a clear understanding of the territory you’re about to explore

Source: Paul McKenna

February 5, 2010

Save $1,000s on Your Grocery Bill!

Cut Your Grocery Bill
Consumer Reports’ shopping expert, Tightwad Tod, takes you through the supermarket to see how he cut his bill in half.

Click here to watch the 1:45 Video

Click here to watch the 1:45 Video

February 4, 2010

Back in Australia


This is a view from my Mums house

I am now back from New Zealand. I had a great 13 days with my Mother who is 91 and still going strong. My Mum has good genes and I hope I inherit them. I also got to catch up with a few friends and of course my Brothers.

New Zealand is a beautiful country, a little on the cool side the grass is very green and the flower gardens and vegetables flourish.

Most families have their own gardens and that the country on a whole is quite eco aware. I found that most people, especially my family are very, what I call “Coin” concious. You dont see the new cars that you see in the States. The average family buys a used vehicle. I think you will find that the ones that do have a new car are business people who are leasing or retired couples that can afford to splash out for once in their life and buy a new car. That is my observation anyway.

Their tax system and welfare system is another story.

Their welfare system is very generous and I wonder how long a country like NZ can go on supporting the unproductive population. Here is an example. I have a friend that works for a group who take care of the handicaped.

Once a week my friend looks after a intellectually handicaped 13 year old and gets paid $70 for her services. The child has a mother who is a drug addict who gets a pension because she was unable to work. (I believe she has just been able to get a job). Her father is in jail. This young girl is cared for by an Uncle and Aunt. The Aunt is in a wheel chair. She gets a pension for being an invalid. The Uncle gets an allowance for looking after the Aunt. The Uncle will also be getting an allowance for the 13 year old child, probably about $500 a week.

When all this hand out is added up, that family is getting well over $1000 a week. My friend probably only gets about $350 a week for a 5 day week.

I asked my friend if this was a common thing and she said “You have no idea how many there are, probably thousands”. She said she sees this cenerio all the time.

In my opinion New Zealand is a beautiful place to visit but I would not like to live there anymore. The cost of housing is very expensive and it has become a welfare country that I believe cannot afford it. It is not fair to the working man.

It is good to be back in Australia but I am also looking forward to getting back to the States back to my Motorbike.

February 4, 2010

Easy Way to Save $130 per Year

Two Best Buys from Consumer Reports can save you up to $130 per year

Our latest tests of the biggest national and store brands of toilet paper show that you don’t have to pay the most for rolls that are strong yet soft.

At just 12 to 15 cents per 100 sheets, CR Best Buys Kirkland Signature (Costco) and White Cloud (Walmart) cost roughly half what we paid for three pricey performers from Quilted Northern, Charmin, and Cottonelle. That can add up to roughly $130 per year for a family of three.

Price isn’t the only reason you might want to sidestep Charmin Ultra Strong. It was also ultra-slow to break apart in our disintegration tests, a concern if you have paper-crazy kids or a septic system.

Toilet-paper makers are also plying you with more sheets, more layers, and the added sanitation of wet wipes. More rolls made from recycled products also promise to be softer as well as greener. But weeks of testing shows that some promises are mostly puffery, and some wet wipes could give you a nasty surprise if they’re flushed.

Click here for the full report»

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February 4, 2010

Happiness: Balancing Acceptance & Achievement

Living frugal and living well sometimes sound at odds; however, there is an attitude that needs to come with the Living Better on Less lifestyle. It can bring true happiness, too. Constantly running on the hamster wheel of life will only tire you out and exhaust you. Happiness comes when you have balance between acceptance and achievement. If you’re not satisfied with the place you’re in, in life, you can improve it, but to be happy you need to be at harmony with what you have now. I believe the above image illustrates this concept very well.

He is richest who is content with the least, for contentment is the wealth of nature. ~Socrates

I welcome your comments.

February 3, 2010

A New Routine For Saving Time, Money & Sanity in 2010

By Alicia Rockmore and Sarah Welch

How many hours a month do you spend doing mundane chores, like shopping for groceries? The Bureau of Labor Statistics estimates that the average married parent spends somewhere between an hour and three hours each week shopping for groceries. While there were no published numbers for single folks, chances are they spend at least an hour a week doing the same. Sixty to one hundred and eighty minutes a week adds up. If you were able to cut the time you spent grocery shopping by even a third, you’d enjoy twenty minutes to an hour of extra (free!) time each week. Add that up over an entire year, and you’ve got yourself a free day or two. Does that sound too good to be true? Well, online grocery shopping is finally coming into its own. By simply purchasing non-perishables online, rather than in stores, you will not only minimize the time you spend, but you will most likely save money at the same time. What’s not to like about that?

Sarah on “Everyone Needs an Alice”

“In the sitcom The Brady Bunch, Mrs. Brady, mom to six children, could always count on her maid Alice to take care of the grocery shopping. As a working mom, I would give my left arm for my own Alice! I was an early tester of online grocery shopping, optimistic that it would, at the very least, make it easy to ‘time shift’ the grocery shopping but ideally save me time as well. Unfortunately, I never seemed to save enough time (you couldn’t save a regular ‘basket’ of goods, so there were no real shopping time efficiencies) to justify the shipping costs. Or, if I ordered from a local store online, dealing with the delivery hassles (i.e. please be sure you are home to meet the truck between the convenient hours of 8am and 3pm) pretty much nullified any time savings. But a new site, called Alice.com, has changed all that. It has thousands of those basic packaged goods for sale at prices that match those at super-stores like Target and Wal-Mart, an interface that actually reminds you of what you need to buy, and the shipping is always free. Best of all, the site has ‘taken all the coupons in the entire country and uploaded them,’ so the savings is built-in and no clipping is required. That’s a huge bonus for anyone who struggles to clip and organize coupons, or even just remember to bring them to the store.”

Alicia on “The Benefits of Technology”

“One of the major benefits of online shopping is that comparison shopping and budgeting are much, much easier. At the click of a button you can rearrange products to display from the lowest to the highest price items or quickly compare products on a price-per-unit basis. If you’re using a site like Alice.com, you can also see what products have coupons and the price with the coupon applied, something that you have to calculate by hand if you’re walking around a physical store. I also love that technology makes it possible for me to look at my budgeting, by category, by month, without doing anything. It is so simple and easy to track spending.”

Here are a few simple steps you can take to set yourself up to maximize the time and money you save using the online grocery store, Alice.com.

1. Invest Time in Setting Up Your Account. The first time you use the site, take the time to go through and select all of the products you purchase on a regular basis and save them in the “My Products” section. That way, any time you decide to do your shopping, all you have to do is drag and drop the items you currently need into the shopping cart. As you select each new item, the site prompts you to estimate how often you will need to reorder it. Don’t stress too much about that number, as you can always change it later. There is also a neat “Advanced Planning” tab that lets you drag and drop your products into reorder windows, like two weeks, four weeks, and four months. Once you have that set up, the site will automatically remind you via email that you might be running low on a particular item, like detergent, and offer to ship you some before you run out.

2. Take Advantage of the Budgeting Tool. A big reason most people don’t stick to budgets is because tracking spending is a pain. Who wants to spend time poring over receipts and re-creating what you just spent on a budget form? From your first purchase, this site keeps track of how much you spend in each area of the house. For example, you might see that you’re spending 60% of your dollars on personal care products. If you’re trying to reign in spending, that might be a good category to focus on finding better deals or buying less expensive products.

3. Establish a Habit. Over time, the site will observe what you buy and will try to come up with a regular box delivery schedule if it gets enough data on your habits. Making the switch to online shopping can be a little bit strange, as you have to stop yourself from buying the “old” way (and last-minute runs are just not possible). So in the beginning, set up a regular time, whether that’s once a week or once every ten days, where you just log on and get your shopping done. Pretty soon it will become second nature.

Article Source: A New Routine For Saving Time, Money and Sanity in 2010

February 2, 2010

iPad vs. Low Budget Notebook

February 2, 2010

How to Save Money at Coffee Shop

From chains to independent places, coffee shops offer everything from a place to quickly grab a cup of joe, to a comfortable place to catch up with friends or to get work done. But buying a cup of coffee every day or even a few times a week adds up. While making coffee at home is one way to save some money, there are lots of other options for keeping costs down while still getting to enjoy the atmosphere and convenience of your local coffee shop.

1. Keep your drink simple. One of the least expensive drinks on any coffee shop menu is drip coffee. Coffee drinks with foam, whipped cream, candy pieces or special flavorings can cost as much as $4 or $5. Plain coffee is still hot, tasty, full of caffeine and, best of all, rarely costs more than $2. If black coffee is too bitter for your tastes, add milk, cream or sugar. Some shops even offer honey and cinnamon to give your coffee a flavor boost.

2. Use free refills to your advantage. If your coffee shop offers free refills and you’re planning to stay a while, order a small cup and refill it. In this situation, spending extra for a medium or large cup of coffee makes no sense.

Read three more ways to save money at the coffee shop

Source:
Allison Miller – Associated Content – associatedcontent.com